diff --git a/emis-biz/src/main/java/com/xdadan/erp/emis/service/EmisBaseService.java b/emis-biz/src/main/java/com/xdadan/erp/emis/service/EmisBaseService.java
index c52069554..e03689ea2 100644
--- a/emis-biz/src/main/java/com/xdadan/erp/emis/service/EmisBaseService.java
+++ b/emis-biz/src/main/java/com/xdadan/erp/emis/service/EmisBaseService.java
@@ -252,18 +252,22 @@ public class EmisBaseService {
                 if(changeMoney.compareTo(BigDecimal.ZERO)>0){
                     if("2".equals(newSettleType)){
                         EmisCreditCustomer creditCustomer = getEmisCreditCustomerByCond(newBill.getCustNo(),newBill.getSendDate(),newBill.getCarryType());
-                        BigDecimal preBalance=creditCustomer.getCreditMoney().subtract(creditCustomer.getUseMoney());
-                         if(changeMoney.compareTo(preBalance) > 0 ){
-                            // 提示异常
-                             throw new EmisBizError(EmisBizErrorType.FAIL, "超出信用额度");
-                         }
+                        if(creditCustomer!=null) {
+                            BigDecimal preBalance = creditCustomer.getCreditMoney().subtract(creditCustomer.getUseMoney());
+                            if (changeMoney.compareTo(preBalance) > 0) {
+                                // 提示异常
+                                throw new EmisBizError(EmisBizErrorType.FAIL, "超出信用额度");
+                            }
+                        }
                     }
                     else if("1".equals(newSettleType)){
                         EmisCreditSalesmen creditSalesmen = getEmisCreditSalesmenByCond(newBill.getSalesmen(),newBill.getSendDate(),newBill.getCarryType());
-                        BigDecimal preBalance=creditSalesmen.getCreditMoney().subtract(creditSalesmen.getUseMoney());
-                        if(changeMoney.compareTo(preBalance) > 0 ){
-                            // 提示异常
-                            throw new EmisBizError(EmisBizErrorType.FAIL, "超出信用额度");
+                        if(creditSalesmen!=null) {
+                            BigDecimal preBalance = creditSalesmen.getCreditMoney().subtract(creditSalesmen.getUseMoney());
+                            if (changeMoney.compareTo(preBalance) > 0) {
+                                // 提示异常
+                                throw new EmisBizError(EmisBizErrorType.FAIL, "超出信用额度");
+                            }
                         }
                     }
                 }
@@ -273,18 +277,22 @@ public class EmisBaseService {
                 BigDecimal changeMoney=newBill.getFreight();
                 if("2".equals(newSettleType)){
                     EmisCreditCustomer creditCustomer = getEmisCreditCustomerByCond(newBill.getCustNo(),newBill.getSendDate(),newBill.getCarryType());
-                    BigDecimal preBalance=creditCustomer.getCreditMoney().subtract(creditCustomer.getUseMoney());
-                    if(changeMoney.compareTo(preBalance) > 0 ){
-                        // 提示异常
-                        throw new EmisBizError(EmisBizErrorType.FAIL, "超出信用额度");
+                    if(creditCustomer!=null) {
+                        BigDecimal preBalance = creditCustomer.getCreditMoney().subtract(creditCustomer.getUseMoney());
+                        if (changeMoney.compareTo(preBalance) > 0) {
+                            // 提示异常
+                            throw new EmisBizError(EmisBizErrorType.FAIL, "超出信用额度");
+                        }
                     }
                 }
                 else if("1".equals(newSettleType)){
                     EmisCreditSalesmen creditSalesmen = getEmisCreditSalesmenByCond(newBill.getSalesmen(),newBill.getSendDate(),newBill.getCarryType());
-                    BigDecimal preBalance=creditSalesmen.getCreditMoney().subtract(creditSalesmen.getUseMoney());
-                    if(changeMoney.compareTo(preBalance) > 0 ){
-                        // 提示异常
-                        throw new EmisBizError(EmisBizErrorType.FAIL, "超出信用额度");
+                    if(creditSalesmen!=null) {
+                        BigDecimal preBalance = creditSalesmen.getCreditMoney().subtract(creditSalesmen.getUseMoney());
+                        if (changeMoney.compareTo(preBalance) > 0) {
+                            // 提示异常
+                            throw new EmisBizError(EmisBizErrorType.FAIL, "超出信用额度");
+                        }
                     }
                 }
             }
@@ -299,18 +307,22 @@ public class EmisBaseService {
                  if(changeMoney.compareTo(BigDecimal.ZERO)>0){
                      if("2".equals(newSettleType)){
                          EmisCreditCustomer creditCustomer = getEmisCreditCustomerByCond(newBill.getCustNo(),newBill.getSendDate(),newBill.getCarryType());
-                         BigDecimal preBalance=creditCustomer.getCreditMoney().subtract(creditCustomer.getUseMoney());
-                         if(changeMoney.compareTo(preBalance) > 0 ){
-                             // 提示异常
-                             throw new EmisBizError(EmisBizErrorType.FAIL, "超出信用额度");
+                         if(creditCustomer!=null) {
+                             BigDecimal preBalance = creditCustomer.getCreditMoney().subtract(creditCustomer.getUseMoney());
+                             if (changeMoney.compareTo(preBalance) > 0) {
+                                 // 提示异常
+                                 throw new EmisBizError(EmisBizErrorType.FAIL, "超出信用额度");
+                             }
                          }
                      }
                      else if("1".equals(newSettleType)){
                          EmisCreditSalesmen creditSalesmen = getEmisCreditSalesmenByCond(newBill.getSalesmen(),newBill.getSendDate(),newBill.getCarryType());
-                         BigDecimal preBalance=creditSalesmen.getCreditMoney().subtract(creditSalesmen.getUseMoney());
-                         if(changeMoney.compareTo(preBalance) > 0 ){
-                             // 提示异常
-                             throw new EmisBizError(EmisBizErrorType.FAIL, "超出信用额度");
+                         if(creditSalesmen!=null) {
+                             BigDecimal preBalance = creditSalesmen.getCreditMoney().subtract(creditSalesmen.getUseMoney());
+                             if (changeMoney.compareTo(preBalance) > 0) {
+                                 // 提示异常
+                                 throw new EmisBizError(EmisBizErrorType.FAIL, "超出信用额度");
+                             }
                          }
                      }
                  }