diff --git a/emis-biz/src/main/java/com/xdadan/erp/emis/service/impl/EmisWriteoffApplyServiceImpl.java b/emis-biz/src/main/java/com/xdadan/erp/emis/service/impl/EmisWriteoffApplyServiceImpl.java
index 03fbcfb44..247913109 100644
--- a/emis-biz/src/main/java/com/xdadan/erp/emis/service/impl/EmisWriteoffApplyServiceImpl.java
+++ b/emis-biz/src/main/java/com/xdadan/erp/emis/service/impl/EmisWriteoffApplyServiceImpl.java
@@ -153,6 +153,22 @@ public class EmisWriteoffApplyServiceImpl extends EmisBaseService implements IEm
                 throw new EmisBizError("运单号 " + detail.getBillCode() + " 的账单应收金额为空");
             }
 
+            // 检查结算账单的理赔金额、折让金额、抵扣金额、其他金额
+            if (detail.getEmisSettleBill() == null) {
+                throw new EmisBizError("运单号 " + detail.getBillCode() + " 的账单信息为空");
+            }
+            BigDecimal satisfyMoney = detail.getEmisSettleBill().getSatisfyMoney();
+            BigDecimal allowanceMoney = detail.getEmisSettleBill().getAllowanceMoney();
+            BigDecimal deductionMoney = detail.getEmisSettleBill().getDeductionMoney();
+            BigDecimal otherMoney = detail.getEmisSettleBill().getOtherMoney();
+
+            if ((satisfyMoney != null && satisfyMoney.compareTo(BigDecimal.ZERO) != 0) ||
+                    (allowanceMoney != null && allowanceMoney.compareTo(BigDecimal.ZERO) != 0) ||
+                    (deductionMoney != null && deductionMoney.compareTo(BigDecimal.ZERO) != 0) ||
+                    (otherMoney != null && otherMoney.compareTo(BigDecimal.ZERO) != 0)) {
+                throw new EmisBizError(detail.getSettleBillNo() + " 存在理赔金额/折让金额/抵扣金额/其他金额,请联系财务处理");
+            }
+
             // 验证：申请金额 + 已收金额 <= 账单应收金额
             BigDecimal totalAmount = detail.getApplyMoney().add(receivedAmount);
             if (totalAmount.compareTo(recMoney) > 0) {